How Social Justice Issues and Macroeconomic Changes Transform Banking And Group Discussions In The Year 2025

Date : 31st July 2025

The SBI, RBI, and IBPS exams are becoming increasingly competitive, and most candidates now face the challenge of competing not only during interviews but also in polishing their writing skills and participating in group discussions, which are now pivotal for the final selection. These sections evaluate a participant’s up-to-date knowledge of current affairs, attention to detail, and synthesizing skills, among other advanced skills beyond the general curriculum.

The focus on social justice and the macroeconomy combined with artificial intelligence, led to financial reforms are just a few of the developments candidates now need to factor in during their preparations for the ever-evolving 2025 landscape.

In this blog post, we will continue to elaborate on 2025 and 2026 banking group discussion topics and trends in Slack banking essays, adding my expertise so as to help you remain ahead of the competition.

Key Tech, Economic, and Socio Trends for Group Discussions and Descriptive Writing in 2025 and 2026

1. Banking: Boon or Bane From AI & Automation

- Emergence of Generative AI and Chatbots in Customer Service

- Regulatory frameworks for AI and banking ethics by the RBI

- Work displacement vs. workforce reskilling

Essay Viewpoint: The Impact of AI Technology in the Indian Banking Industry

GD Perspective: In the Next Ten Years, Will AI Fully Take Over the Role of Human Bankers?

2. Digital Public Infrastructure (DPI): India's Economic Leap

- Services of UPI 2.0, Aadhaar, and the Digital Rupee expansion

- Digital governance’s privacy versus inclusion paradox

- India Stack’s global recognition and its anticipatory benefits for other economies

Essay Proposal : DPI: The Next Edge in the Race for Financial Inclusion?

GD Question : DPI: The New Indian Soft Power?

3. Climate Finance and Initiatives of Green Banking

- Role of banks in ESG (Environmental, Social, Governance)

- Guidelines and disclosures of Green Finance by the RBI

- Green Deposits, sustainable bonds, and carbon credits

Essay Trend : Discuss: The Future of Banking is Green

GD Theme : Banks: Must Profits Take This Backseat to Sustainability?

4. India’s Economic Resilience and Geopolitical Disruptions

- Change in crude oil prices and the aftermath of the Russia-Ukraine war.

India’s trade strategy : the shift to China +1 and FTAs with the EU and Australia.

GD Option : Geopolitical Perils: Is Strategic Neutrality Beneficial for India?

Descriptive Trend : The Economic Resilience of India in Comparison to Other Countries

5. Women in Banking & Financial Inclusion

- Emergence of Women-led NBFCs and FinTechs

- Financial Literacy and Loan Accessibility Gaps

- Gaining Popularity: Savings Mahila Samman Certificate

Essay Trend : With Financial Access Comes Empowerment For Women

GD Topic : Do Banks Need To Meet Mandatory Gender Inclusion Targets?

Pro tips for Pro Descriptive Writing & Group Discussions for 2025

- Cite Authoritative Documents: NITI Aayog Updates and World Bank data are reliable sources alongside RBI documents.

- Staying Informed: Make it a habit to check PIB, Business Standard, and RBI bulletins.

- Follow Rhythms: For structured essays, begin with Introduction, Body, and Conclusion; in group discussions, be succinct and respectful.

- Mock Sessions: Join a proven banking coaching provider to practice real-life exam situations.

Related Blogs to Supercharge Your Prep

1. How to Select the Best Banking Coaching Center for Your Exam Preparation

2. Upcoming Banking Exams 2025: Check List of Banking Exams

3. How to Choose the Best Banking Coaching for IBPS Exam Preparation (2025 Guide)

Looking for personalized guidance? Explore the best IBPS coaching in Delhi with 360° prep coverage—GD practice, essay writing, and interview readiness.

Banking Essay Trends and Group Discussion Topics for 2025

Q1. How To Prepare for Banking Descriptive Writing in 2025

Follow the current affairs framework relevant for the sector, prepare convincing arguments, and practice writing essays of 250-300 words using verified data.

Q2. How To Approach Religion and Caste Controversial Discussion Topics

Focus on objective data and logic, show respect for opposing views, and display a level of sophistication in your arguments. Do not adopt fringe views.

Q3. What Topics Do You Think Will Predominate in Banking GDs in 2025?

The most likely candidates are: Artificial Intelligence in Banking, Green Finance: Environmental Considerations in Banking, Digital Payment Infrastructure, Gender Inclusion, and Shifts in the Global Economy.

Q4. Do Mock GDs and Essay Tests Hold Value?

They certainly do. With your expression and self-confidence, a structured program like Banking Coaching in Delhi will help greatly.

To Conclude

Every banking aspirant must ensure that the India of the future, at the center of which will be the banking ecosystem, is in place well before the year 2025. Also, every aspirant must attempt these essays and evaluations with the thought in mind that these are not the end.